Archive for October, 2011

October 18th, 2011  Posted at   Credit

American Express gold credit card is one of the best business credit cards in the small business credit card category. If you have been watching TV lately, you have probably seen the funny commercial about the individual who uses a card with a funny card face to pay for a business lunch. The American Express Gold cards is prestigious and impressive in almost any cases and can give your small business a certain level of credibility in business situations.

So let’s talk about the cons first. The card does come with a $125 fee, which you will have to pay on your second year. In addition, you will be charged $45 for an extra card, which is waived in many competing offers. In addition, this card is a charge card, which means you will have to pay the full amount at the end of each month (your due time).

But there are so many benefits to American Gold Credit Card as well. As mentioned before, the Gold card is a prestigious card that gives your small business more credibility. In addition, you can take advantage of AMEX’s rewards program, which is the best one that is out there. You also save 3-25% on business purchases at companies like FedEx®, Delta®, Hertz®. Your first purchase entitles you to 5000 points, which should be a good incentive for you to start using this card. When you have spent $20,000 on your card, you’ll be rewarded with another bonus of 5,000 membership points. Reach $50,000 in spending and get a bonus of 20,000 points. Renew your card after the first year, and receive a bonus of 10,000 points. Spend an average of $5,000 each month and receive 60,000 points. And let’s not forget that every dollar you spend gets you a rewards point.

There are no limits for the number of points you can earn and your points do not expire. You also have the most flexibility with your points as you can choose to spend them whenever you want. You can use them for travel or entertainment activities. The choice is yours.

The American Express Gold card is for serious businesses only. The fee of $125 is not substantial but it will be an extra cost if you don’t plan on using all the rewards offered with your American Express card. Overall, the card is worth it if you have substantial small business spending each month. In that case, it can save you a lot on your future small business needs, making this card great for small businesses that are past the early stages.

October 17th, 2011  Posted at   Home Based Business, Network Marketing

This article is discussing how TVI Express, an international direct selling company, is leading the Travel Industry with Innovation, Leadership, High-Paying Compensation Plan, and First Class Travel.

  • Innovation: TVI Express is leading the way in which traveling is done. It offers state of the art software to guide you through the booking process. It’s truly a one stop place for travel. As a member of TVI Express, you get travel agent prices that will save you thousands of dollars as you plan your trips. Also, as a member,  you receive a 7-day,6-night stay at a 5 STAR hotel anywhere in the world.  All this for one time price of $250.  No recurring fees or anything to purchase. What a deal!
  •  Leadership: TVI Express has some of the greatest investors in the world backing this company. For example, Warren Buffet, Mike Branson, and many others are involved. Also there are a lot of companies who are tied in with TVI Express making it a solid performer in the travel industry.
  •  Compensation Plan: TVI Express has one of the richest and most lucrative compensation plans on the planet. No other company can compare. There are four ways to be paid in TVI Express.
  1. The Reverse Matrix:  It is the bread and butter in the compensation plan. You can earn $15000 in as little as two weeks. This process can be repeated with no limitations- truly one of the best compensation plans in the Industry.
  2. Residual Income: The money you can earn from this benefit also has no limits and when you cycle for the first time, it kicks in. The money is paid monthly. What an added bonus to have monthly residual income coming in to your family.
  3. Presidential Pool: This is reserved for the leaders of the company. The company sets aside 2% of the Global sales for this prestigious group to be shared.
  4. Incentives: This feature makes TVI Express going above and beyond any company in the Industry. You can earn free luxury cars, Villas, Yachts and Private Jets. What more do I have to say about this one except absolutely awesome!
  •  First Class Travel: When someone travels, you expect it to be smooth and worry- free. Well, that’s exactly what you get with TVI Express. Their power software engine gives you the flexibility to go anywhere and do anything you can imagine when it comes to travel from the comfort of your home computer. No waiting on the phone for your turn, only to find out they can’t help you. What a benefit to have!  (more…)
October 16th, 2011  Posted at   Business Travel

Cruise Planners-American Express Travel began back in 1994 when Michelle Fee, Marvin Davis,and Lynn Korn started their partnership. Five short years later they began selling franchise opportunities. They are currently headquartered in Coral Springs, Florida and their product is the sales of cruise vacations. As of 2009, they had over 800 US based franchises and they are currently seeking expansion in the United States.

Cruise Planners charges a franchise fee of $9,995 and an ongoing royalty fee of 3% of the gross sales. They do require that new franchisees have a minimum net worth of $15,000-25,000 and a cash liquidity requirement of at least $9,000. A new owner may finance the franchise fee, but in-house financing is not offered. A Cruise Planners/American Express franchise can be run from home and can be operated on a full or part-time bases.

The parent company offers a variety of tools to help the new franchisee to market their business. These tools include professional postcards, flyers, brochures, banners, and print ads which can be personalized for each franchisee. The also offer a web-based marketing program that offers services from web site design to email marketing and weekly e-newsletters. Cruise Planners/American Express offers a 6-day orientation training as well as continual training and education through a program they call “Cruise Planners University” which is offered at the corporate headquarters in Florida.

Although the marketing tools and training programs look to be excellent, a new franchisee should keep in mind that they will need to take full responsibility for their marketing efforts and all expenses incurred by it. Success with a Cruise Planners franchise depends on your ability to market yourself and close sales. Before entering into this type of endeavor, the new franchisee may want to invest some time and effort into learning effective sales and marketing techniques, if they are not already proficient in this. (more…)